The federal insurance exchange, HealthCare.gov, has reopened for changes and new sign-ups until May 15. But states with their own exchanges have different rules. Here's what you need to know.
An insurance regulation known as "the birthday rule" is tripping up couples who are putting their newborn children on the wrong policy and risk losing thousands of dollars.
Anyone with lingering effects of COVID-19 should be extra careful in picking a 2021 health plan, specialists say. You now have a "pre-existing condition" that could increase medical expenses in 2021.
It was a surprise even for a family of lawyers. A process called "subrogation" began with a Nevada family's health insurer denying their claim for an ER visit after their 9-year-old fell off his bike.
Katherine Standefer was uninsured and working as a hiking guide when diagnosed with a genetic heart condition. She chronicles her experience with an implanted heart device in Lightning Flowers.
The CARES Act provides funds to pay medical bills for uninsured COVID-19 patients. But a young man's death in Nashville, Tenn., shows people often don't know about the program until it's too late.
The Affordable Care Act's future is uncertain and there's no end in sight to the pandemic. But for the 2021 insurance year consumers can expect to see modest increases in prices, if any.
A cook at a senior center, Matthew Fentress is one of millions of Americans whose skimpy health insurance plans leave them vulnerable to huge out-of-pocket costs when they get sick.
The death of Justice Ruth Bader Ginsburg comes just as the Supreme Court was about to hear a case challenging the ACA. It could end Medicaid expansion and protections for preexisting conditions.
Median household income jumped to $68,700 in 2019, the highest since record-keeping began in 1967. Many of those gains have likely been erased this year, as the pandemic left tens of millions jobless.
One of the strongest mental health parity laws in the U.S. is on the governor's desk. It aims to help more than 13 million Californians — including those with milder mental illness and addictions.
An uninsured Colorado man who had appendicitis owed $80,232 after two surgeries. After months of negotiating with the hospital, he still owes far more than most insurers would pay for the procedures.
Nearly 700,000 Texans have lost health insurance during the pandemic, and the state already had more uninsured people than any other. Many Texans with COVID-19 symptoms hesitate to seek treatment.
People who lose their job-based health plan usually get 60 days to decide to continue it — and pay more — under federal rules. But a recent pandemic-related rule change allows more decision time.
Carmen Quintero couldn't get a coronavirus test but ended up with a huge bill for trying to. She also was told to self-isolate and had no choice but to use vacation time to stay home from work.
Congress required health plans to fully cover COVID-19 testing, but insurance companies are starting to argue they should only have to pay if patients show symptoms or tests are ordered by a doctor.
Like millions of others, Liz McLemore always got her health insurance coverage through her job. In April, she suddenly had to figure out how to find coverage in the middle of a pandemic.
The new guidance amounts to a midyear open-enrollment period and applies to firms that buy health insurance to cover their workers as well as to those that self-insure — paying claims on their own.
A dad in Denver tried to do everything right when COVID-19 symptoms surfaced. But he got a surprising bill from his insurer, which had waived cost sharing for treatment of the coronavirus infection.
Over 9 million Americans have lost both their job and health coverage. To help them, COBRA is an option, but it could cost buyers more than if subsidies were increased for Affordable Care Act plans.
As part of their social distancing policies, elected leaders suggested phone and video medical appointments would be covered by health insurance. So why are some patients paying $70 per virtual visit?
The federal government has waived a law that required an in-person doctor's visit before patients could be prescribed drugs that quell withdrawal symptoms. That's a boon for patients, counselors say.
Democratic presidential candidate Joe Biden proposes letting 60-year-olds enroll in Medicare. He'd pay for the expansion out of general tax revenue, he says, not the Medicare fund.
