Kirk Clausen, Pres, Wells Fargo NV
John Guedry, Exec VP, City Natl Bank in NV
Dallas Haun, Pres, NV State Bank
... on how the bailouts have and haven't changed their daily practices and whether they're lending again to homebuyers. This is the fourth episode in our series on the mortgage meltdown, "Help at Home - The Next Phase of the Foreclosure Crisis."