Ah, the golden years! Retirement was supposed to be an indulgence for seniors, their reward after raising kids and working 9-to-5 all those years. But now experts say baby boomers can no longer afford retirement, and that seniors are working longer: the employment rate for workers over 55 is at an all-time high. Are you a senior? Why have you put off retirement? Have you taken on a job when you thought you'd be traveling the world? What costs are eating up your savings? What other options do you have for paying the bills? Share your story: 258-3552 or leave your comment below.
Richard W. Johnson, Sr Fellow and Dir of the Program on Retirement Policy, The Urban Institute
Ray Seakan, investment advisor for TD Ameritade; AARP presenter on "10 Steps to Successful Retirement"