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Ah, the golden years!  Retirement was supposed to be an indulgence for seniors, their reward after raising kids and working 9-to-5 all those years.  But now experts say baby boomers can no longer afford retirement, and that seniors are working longer: the employment rate for workers over 55 is at an all-time high.  Are you a senior?  Why have you put off retirement?  Have you taken on a job when you thought you'd be traveling the world?  What costs are eating up your savings?  What other options do you have for paying the bills?  Share your story: 258-3552 or leave your comment below.
Richard W. Johnson, Sr Fellow and Dir of the Program on Retirement Policy, The Urban Institute
Ray Seakan, investment advisor for TD Ameritade; AARP presenter on "10 Steps to Successful Retirement"
"Jennifer," disabled senior
Marvin, retired senior with part-time work

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